Before you get started, be sure you have: Email, Password. There is currently only one secured credit that runs on the American Express payment network, keep in mind that this card is not issued by American Express (much like cards that run on the Visa payment network aren’t issued by Visa). You can add funds, direct deposit, pay bills, deposit checks, transfer money, and withdraw cash from ATMs. Get Help: Even with damages of less than $100, you can often recover $500+. American Express does not operate the ATMs and is not responsible if an ATM is out of service or no longer accepts our cards. We rely on third parties such as ATM providers for information about the ATMs and as such, we cannot guarantee that the information is always accurate or up to date. 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